RV Rental Insurance Instructions
1st Choice RV requires that each renter obtain rental insurance on any RV or Motor Home. You have two options in which you can secure rental insurance.
Option 1 – Obtain an Insurance Binder / Endorsement from your existing auto insurance company
(State Farm, Farmer’s, AAA, Allstate, etc). If you choose to go this route, please call the rental office at 949-481-3900 so we can send you the required paperwork to pass on to your agent. We will need to be added to your policy as a “Loss Payee” and “Additional Insured”. Please note that your insurance must be full coverage to include comprehensive, collision and liability. The limits of liability shall be at least the minimum limits required by any applicable compulsory or financial responsibility law.
Option 2 – Purchase MBA insurance
You can purchase MBA Choice Insurance at time of booking. The cost of MBA Choice is $36 per night.
If you choose to go this route the maximum that the insurance company (MBA Choice) will pay as the result of a third party liability claim is:
- 15,000/for any one individual
- 30,000/for the total accident, regardless of the number of persons
- 5,000/for property damage
You have the option to purchase Supplemental Liability Insurance (SLI). This increases the third party liability protection coverage to a maximum of $1,000,000. (19.95 per night) Please call your rental agent to add SLI coverage.
Insurance Deductibles (the following deductibles apply to each unit when purchased through MBA Insurance):
- $2,500.00 Deductible – Class C and Class A gas model RV’s
- $2,500.00 Deductible – All Diesel Pushers